25-second pick · +85
Budgeting Deep Cut
9 letters · 1 word · ~2s to type · 226 accepted answers on the sheet
If the first word feels too easy, it probably scores 10. We would type Budgeting: Deep Cut, +85, 9 letters, about 2 seconds on a keyboard. Do not burn the 25 seconds on Cleaning, Dishes, Laundry, or Mopping — those are Plankton. The trench answer is Blacking the stove (+100), but only take it if you can spell it cold.
Trench spelling, only if you already know it: Blacking the stove +100
Skip Cleaning · Dishes · Laundry · Mopping